Retirement planning
Plan a retirement that lives up to your ambitions.
Prepare for your retirement with confidence
Retirement marks more than the end of a career — it’s the beginning of a new chapter where your years of effort should translate into freedom, stability, and fulfillment. But important questions often arise:
- Will my income support the lifestyle I’ve built?
- How can I safeguard my loved ones and preserve my wealth?
- Are my investments and business prepared for what’s ahead?
I guide professionals and business owners through this pivotal stage with clarity and confidence — transforming uncertainty into a structured, strategic, and secure retirement plan.
My approach is both analytical and personalized. We begin with an in-depth assessment of your financial landscape — from personal assets and corporate structures to life goals and retirement vision. This comprehensive process uncovers:
- Tax strategies to help you retain more of your income;
- Succession and estate risks that could affect your legacy;
- Financial vulnerabilities within your investments or business;
- The conditions required to achieve a comfortable, sustainable lifestyle.
Together, we design a customized strategy that optimizes your income, protects your assets, and ensures the continuity of your wealth.
My mission is simple: to give you peace of mind — the confidence that every financial decision you make supports a secure, meaningful, and lasting retirement.
Because your retirement deserves the same level of strategy and care that built your success.
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Estate planning
You’ve built your success through vision, hard work, and determination. Now, it’s time to protect what you’ve created and ensure a seamless transition to the next generation.
As a Financial Securities Advisor, I help business owners and professionals turn the complexities of succession planning into a clear, strategic, and tax-efficient plan.
Together, we:
- Structure the transfer of your business to preserve its continuity and value;
- Maximize your wealth while minimizing tax exposure;
- Implement corporate and personal insurance solutions to protect your loved ones and business partners;
- Integrate your investments into a comprehensive strategy for wealth preservation and long-term growth.
Each plan is crafted in collaboration with your trusted professionals — accountants, tax specialists, and legal advisors — ensuring that your wealth remains a lasting source of prosperity and peace of mind.
Your legacy is more than what you leave behind — it’s the vision you pass forward.
Why choose AVIE?
Because at AVIE, every strategy is coherent, tax-efficient, and perfectly aligned with your priorities. Our promise: to give you peace of mind today, and to build a lasting legacy for tomorrow.
Aliona CozariFinancial Security Advisor. Mortgage Broker. Mutual Funds Representative.
Services Finanicers AVIE – Saint-Lambert, QC
Contact
French, English, Romanian, Russian
768 Rue De Namur, Saint Lambert, Qc J4S 1Z5
Mortgages -AVIE Financial Services Inc. is Attached to Planiprêt Mortgage broker firm. Our mortgage brokers are regulated by the Autorité des marchés financiers (AMF), under the law on the distribution of financial products and services (LDPSF). PEAK Investment Services Inc. is a Mutual Fund dealer and member of the Canadian Investment Regulatory Organization (CIRO) limiting its responsibilities to investment products such as mutual funds and ETFs. Commissions, trailing commissions, management fees and expenses may all be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated. Personal Insurance - Insurance products include, but are not limited to, term life insurance, permanent life insurance, whole life insurance, universal life insurance, mortgage life insurance, accident and sickness insurance, long-term care, critical illness and disability insurance, private health insurance, travel insurance and expatriate insurance. This website is intended for Quebec residents.