MORTGAGE LOANS
Choosing a mortgage should not be based solely on interest rates.
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Choosing the ideal mortgage loan for your situation
At AVIE, we know that a mortgage goes well beyond a simple interest rate. It is a powerful financial lever, capable of influencing your financial security, your liquidity and your investment opportunities.
My role is to help you choose the mortgage product best suited to your reality and your goals. As an independent mortgage broker, I analyze every detail — repayment terms, penalties for early termination, transferability and contractual clauses — in order to optimize your financing and reduce the overall cost of your debt.
Whether you are buying property, investing in a rental building, or considering a refinance, my objective remains the same: protect your wealth, unlock liquidity and maximize your financial growth.
A personalized support, from the initial consultation to signing.
Every real estate project is unique. That’s why I offer comprehensive and tailored support, based on a deep understanding of your financial situation and your objectives.
Thanks to my financing expertise, to high-performance technological tools and to a wide network of partner lenders, I guide you at every step — from analyzing your needs to signing with the notary — to ensure optimal, clear and advantageous conditions.
My services include:
- Property purchase : financing for a house, condo or income property.
- Refinancing : access to the equity of your property to consolidate your debts, obtain a better rate or finance a new project.
- Mortgage renewal : reevaluation of your terms to reduce costs and improve your financial flexibility.
- Mortgage line of credit : setup of a flexible line of credit secured by the value of your property.
- Mortgage transfer : moving to a new lender to benefit from a better rate or more advantageous terms.
With AVIE, you get much more than a loan: you gain access to a solid financial strategy, designed to support your ambitions, protect your future and strengthen your financial independence.
Meet our Mortgage brokers
Rodica Izvoreanu Mortgage Broker – Planiprêt
Behind every successful mortgage strategy lies a listening, engaged, and determined professional — that is exactly what defines Rodica.
Seasoned mortgage broker, Rodica leverages her deep expertise and passion to accompany her clients toward achieving their financial goals and realizing their dream of home ownership. She knows how to identify the solution best suited to each situation — whether it’s obtaining a first mortgage, refinancing to take advantage of better rates, or using the equity of a property to build lasting wealth.
What sets Rodica apart is above all her human and personalized approach. Convinced that every journey is unique, she takes the time to understand her clients’ needs deeply in order to offer clear, strategic advice tailored to each stage of the process.
Known for her kindness and professionalism, Rodica stands out for her sincere desire to help families make informed financial decisions. She takes great pride in seeing her clients progress calmly toward their life goals.
Outside of work, Rodica enjoys discovering new places, savoring local cuisine, and sharing precious moments with her children and loved ones.
With Rodica, you gain more than just a mortgage service — you gain a trusted ally, devoted to turning your projects into successes.
Our partners
We collaborate with more than 20 financial institutions in order to offer you the best financing terms available on the market. This independence allows us to objectively compare offers and select the most advantageous solutions for your needs.
Here are some of our main partners: National Bank of Canada • Desjardins • TD Canada Trust • CIBC • Scotiabank • Manuvie • First National • MCAP • Merix Financial • Home Trust • Equitable Bank
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Smart Calculators to Guide Your Decisions
Mortgage Calculator
Estimate your monthly mortgage payments with an overview of the loan costs breakdown.
Use CalculatorMaximum Mortgage
Estimate the highest mortgage you qualify for based on your financial profile.
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Aliona CozariFinancial Security Advisor. Mortgage Broker. Mutual Funds Representative.
Services Finanicers AVIE – Saint-Lambert, QC
Contact
French, English, Romanian, Russian
768 Rue De Namur, Saint Lambert, Qc J4S 1Z5
Mortgages -AVIE Financial Services Inc. is Attached to Planiprêt Mortgage broker firm. Our mortgage brokers are regulated by the Autorité des marchés financiers (AMF), under the law on the distribution of financial products and services (LDPSF). PEAK Investment Services Inc. is a Mutual Fund dealer and member of the Canadian Investment Regulatory Organization (CIRO) limiting its responsibilities to investment products such as mutual funds and ETFs. Commissions, trailing commissions, management fees and expenses may all be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated. Personal Insurance - Insurance products include, but are not limited to, term life insurance, permanent life insurance, whole life insurance, universal life insurance, mortgage life insurance, accident and sickness insurance, long-term care, critical illness and disability insurance, private health insurance, travel insurance and expatriate insurance. This website is intended for Quebec residents.