LIFE INSURANCE
Protect what matters most.
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Life is full of the unexpected.
Life is unpredictable. Preserving the wealth you have built with discipline, ensuring the continuity of your business, and guaranteeing a smooth transfer to the next generation are essential priorities.
Each situation is unique. That is why I develop custom protection strategies, designed to respond to your personal, corporate and succession objectives.
A highly strategic approach I conduct a comprehensive analysis of your financial, professional and wealth situation in order to build a perfectly tailored coverage for your needs. Thanks to my independence and my partnerships with the largest insurance companies, I offer you flexible, high-performing and tax-advantaged solutions, aligned with the realities of a demanding clientele.
A long-term vision I assess your current protections, identify vulnerability areas and propose strategies to optimize your insurance while integrating your tax and succession objectives. The goal is not merely to reduce risks—but to transform insurance into a genuine strategic lever for your financial stability and that of your heirs.
I accompany you with rigor, discretion and expertise, from the initial diagnosis to the implementation of solutions that guarantee your peace of mind today and the longevity of your wealth tomorrow.

Insurance for business owners
Being an entrepreneur means building, innovating, taking risks. But behind every success there are also challenges:
- What would happen if a partner or a key executive were to suddenly disappear?
- How can you ensure business continuity in the event of a major disruption?
- Would your family and your partners be financially protected?
- Would your company survive a sudden slowdown or an unforeseen transition?
As a financial security advisor, I help leaders turn these risks into concrete and lasting solutions.
Tailored protection strategies for entrepreneurs:
- Corporate life insurance: to protect the value of the business and fund the succession.
- Disability and critical illness insurance: to preserve income and financial stability in case of incapacity.
- Key person / business partner insurance: to safeguard business continuity in the event of the loss of a key player.
- Buy-sell strategies among partners: to ensure a fair and smooth transition.
- Tax and estate planning optimization: to turn insurance into a planning and wealth transfer tool.
My approach: rigor, strategy and long-term vision. I conduct a comprehensive analysis of your personal, corporate and wealth situation to build a protection plan aligned with your business priorities and financial objectives. Thanks to my independence and partnerships with the leading insurance companies, I offer you flexible, high-performing and tax-advantaged solutions.
Your business deserves an insurance strategy commensurate with its value. Protect today what you have spent years building — and ensure the continuity of your success.
Get a quote
Explore your life Insurance options HERE
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Use CalculatorAliona CozariFinancial Security Advisor. Mortgage Broker. Mutual Funds Representative.
Services Finanicers AVIE – Saint-Lambert, QC
Contact
French, English, Romanian, Russian

768 Rue De Namur, Saint Lambert, Qc J4S 1Z5
Mortgages -AVIE Financial Services Inc. is Attached to Planiprêt Mortgage broker firm. Our mortgage brokers are regulated by the Autorité des marchés financiers (AMF), under the law on the distribution of financial products and services (LDPSF). PEAK Investment Services Inc. is a Mutual Fund dealer and member of the Canadian Investment Regulatory Organization (CIRO) limiting its responsibilities to investment products such as mutual funds and ETFs. Commissions, trailing commissions, management fees and expenses may all be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated. Personal Insurance - Insurance products include, but are not limited to, term life insurance, permanent life insurance, whole life insurance, universal life insurance, mortgage life insurance, accident and sickness insurance, long-term care, critical illness and disability insurance, private health insurance, travel insurance and expatriate insurance. This website is intended for Quebec residents.